Augusta is home to a deep and diverse church community — from historic congregations anchoring neighborhoods that have served their communities for generations, to fast-growing suburban churches in Evans and Grovetown. The CSRA church market is large enough to have real complexity but specialized enough that most generalist agencies don't understand it. MinistrySure is an independent insurance agency specializing exclusively in churches, Christian schools, and faith-based ministries across Georgia. We've helped CSRA churches find the right coverage through Brotherhood Mutual and our network of ministry-focused carriers.
What Augusta Area Churches Need to Know
Augusta churches face the standard coverage needs of any established Georgia ministry — property, general liability, abuse and molestation, D&O, and workers' comp. The CSRA also has specific risks worth noting: Augusta sits in a moderate earthquake zone (the Eastern Tennessee Seismic Zone extends into eastern Georgia), and standard church insurance policies typically exclude earthquake damage. Many Augusta-area churches don't know their exposure. Building age is also a factor — Augusta has a significant number of historic church buildings with original construction elements that affect both premium and coverage terms.
Every person on our team was hired to serve churches. It's the only thing we do.
Coverage Augusta Area Churches Typically Need
- Church property insurance — at replacement cost, not actual cash value.
- General liability — for all church operations and events.
- Abuse and molestation liability — with adequate limits.
- Workers' compensation — for churches with 3+ employees, required under Georgia law.
- D&O insurance — covering employment disputes and governance decisions.
- Commercial auto — for church-owned vehicles and hired/non-owned auto.
- Earthquake coverage — consideration for older or larger buildings.
Not sure if your Augusta area church is properly covered?
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Request a Coverage ReviewWhy Augusta Churches Choose MinistrySure
We only do ministry insurance. No commercial accounts, no personal lines — every policy we write is for a church, school, or ministry. As authorized Brotherhood Mutual agents, we bring Augusta churches a carrier built specifically for ministry — with ministry-specific underwriting, claims handling by people who understand churches, and policy forms that commercial carriers don't offer. Our team has served 700+ Georgia ministries.
We also serve churches along the coast in Savannah and Chatham County, as well as congregations in Macon and Middle Georgia.
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